# A New Vision Of Money - 5. We desire what harms us

In a system where supply is limited and needs are infinite, it would be rational
to buy only what we need and what helps us feel better. Curiously, we do the
exact opposite. The Course is full of phrases referencing our tendency to buy
things we do not need and that, in reality, harm us. Not only are we living in
madness, but in our madness, we are hurting ourselves through the things we
believe we desire and obtain.
One of the most prominent quotes where we see this idea is in chapter 13, where
Jesus tells us what the real world looks like:
> [In the real world] There are no stores where people buy an endless list of
> things they do not need. ([CE T-13.VII.1:4](https://acimce.app/:T-13.VII.1:4))
Here, He is once again telling us that we use money to cover imaginary needs and
also to satisfy unnecessary whims. As we saw earlier in the quote from chapter
27, not only do we buy things we do not need, but we waste money on "things, and
tosses them away for senseless things it does not need and does not even want." ([CE T-27.X.2:3](https://acimce.app/:T-27.X.2:3))
For example, as I write these lines, I glance at a flowerpot I bought months
ago. It has no plants in it because I had no plants to put in. Clearly, I bought
something I neither needed nor wanted. If I truly wanted it, I would have
planted something in it by now.
On one occasion, Jesus told Helen that she had wasted more money than her
husband had ever earned in his entire life. Helen was known for her love of
shopping. In this statement, Jesus was telling her that all her purchases
amounted to squandering more money than her husband had managed to accumulate
throughout his life.
This may seem trivial. What is wrong with this? Who does not enjoy going
shopping, finding something interesting and beautiful, and taking it home? It
seems like a harmless process, especially if you have the money to afford a
little indulgence. However, the Course teaches us that we are actually asking
for what harms us.
For example, in Lesson 133 of the Workbook, it says:
> When you let your mind be drawn to bodily concerns, to things you buy, to
> eminence as valued by the world, you ask for sorrow, not for happiness. ([CE W-133.2:1-2](https://acimce.app/:W-133.2:1-2))
Pause for a moment and carefully read the previous quote. Do not let its depth
escape you. Who would have thought that allowing your mind to focus on things
you need to buy is inviting sorrow? On the contrary, we think that if we do not
focus on these things, sorrow will come to us sooner rather than later.
The reason for this takes us back to the first chapter of the series. The first
and only lack we have is the lack of God. We are convinced that we have a hole
inside that needs to be filled with external things. But that hole is not really
there, and it cannot be filled with things from the outside. When we try to fill
that void with external things, we are actually making the feeling of emptiness
even greater; we are inviting sorrow, not happiness.
When we desire external things, we are truly asking for what has no value. The
only thing that has real value is love. In Lesson 133, we also find this line:
> if you choose a thing that will not last forever, what you choose is
> valueless. ([CE W-133.6:1](https://acimce.app/:W-133.6:1))
The topic of shopping is, therefore, not a trivial one. Instead of being an
essentially harmless act, it is something we do that brings us sorrow. Instead
of filling us with a sense of wealth, it makes us feel surrounded by what is
worthless.
If we are choosing what has no value, how do we recognize this and start
choosing what does have value? The Course offers a very practical teaching on
this. To begin practicing what it teaches, we must familiarize ourselves with
two principles:
1. Although it seems like there are millions of alternatives to choose from in
this world, in reality, there are only two possible alternatives.
2. Despite appearances, only one of the alternatives gives you everything, and
the other gives you nothing. One brings joy; the other brings sorrow.

Armed with these two principles, we can now explore the techniques the Course
provides to distinguish between the only two alternatives.
## The Four Criteria
Jesus gives us four criteria that we can use to know if we are choosing
something that will bring us pain.
### 1. If you choose something that will not last forever, what you are choosing is worthless.
The Course teaches that only the eternal is real. Although we believe our life
is limited to the body, our soul will live on after the body is gone. Your being
will endure beyond the lifespan of this planet, the stars, and even the entire
physical universe. If there is something that will not continue to exist just
like you, then it cannot have real value.
This criterion seems to encompass too many things; in fact, it is difficult to
think of exceptions. But even in this world, exceptions exist. You just have to
think about the purpose assigned to things. For example, you can buy a house.
The house will not last forever, but if the house has the purpose of providing a
place of union where holy relationships are formed, then the purpose of the
house is not perishable.
### 2. If you choose to take something from someone, you end up with nothing.
When you try to obtain something by depriving someone else of it, you can be
absolutely sure that what you desire is nothing. It has no value. The underlying
reason is that everything we deny to others, we unconsciously deny to ourselves.
We may end up obtaining what we wanted to take from another, but at the same
time, we are denying it to ourselves, which will make any joy fleeting or
impossible.
### 3. Why does what you choose have value to you? What is its purpose?
These questions must be answered with great honesty. Are you trying to satisfy
your ego's interests at the expense of others? Jesus says it is very easy to
deceive yourself when answering these questions. Do not think you are immune to
self-deception.
What we usually do is lie to ourselves about why we want something. Around our
selfish intentions, we place a heroic and noble reason. Sometimes, we justify it
with a story of victimhood and entitlement. Other times, we say that we are
simply teaching others a fair lesson. There seem to be a million different ways
to justify selfishness, but they usually form on two levels:
- Superficially, we tell ourselves that our intentions are pure. That we simply
seek the best for everyone.
- Underneath, we believe that we can gain at the expense of others. This creates
an internal sense that we have done wrong and bear the stain of sin. It feels
as if you became a millionaire but at the cost of scamming your own family.
The first level is simply a mask of innocence. We put on the mask because deep
down, we feel guilty. We get defensive when someone tries to unmask us.
Fortunately, both levels are self-deception. It is not true that we want things
for pure reasons, and it is also not true that we have gained at the expense of
others. Let us remember the second principle: We either win everything or win
nothing. By believing that we can gain at someone else's expense, we are gaining
nothing. The fortune we earned by scamming the family was not a fortune after
all. It was nothing.
### 4. If you feel even the slightest trace of guilt regarding what you have chosen.
If your reasons are pure, why do you feel guilt? Feeling guilt is proof that you
are choosing something that has no value. If you are defending your innocence,
then it is simply a mask.
This is the last criterion to apply. If you feel even the slightest trace of
guilt about what you decide, then you are supporting the ego’s goals and
choosing what harms you.
Imagine being able to buy and own things and not feel any guilt about it. It is
possible if you stop choosing what has no value. In every decision where you are
unsure of what to choose, be sure to apply these four criteria. You will likely
change your mind about the goal you want to achieve.
## Practice
### Warmup
**When you have a few minutes in the day to do this exercise**, grab some paper
and a pencil to take notes. Spend several minutes writing down as many things as
come to mind that you would like to achieve, reach, or obtain. Here's an
example:
- Desire: `___________`
- Is it forever? Yes/No
- Does it take something from someone? Yes/No
- What purpose does it have?
- Do I feel guilty? Yes/No
For each desire, take a few moments to honestly answer the four criteria.
Honesty is key in this exercise, especially with the last criterion. Guilt is
often hidden under other names. If you feel the slightest trace of guilt about
your desire, even if it seems justified and you feel it is something 'you
deserve', answer "yes" to that question.
Once you have listed your desires and answered the four criteria, decide if the
goal you are pursuing is from the ego and therefore a goal that will harm you.
Then you can say to God:
> I really do not want what will harm me. Show me what goals I need to achieve.
### In the Morning
We will again dedicate 15 minutes in the morning to practicing the ideas we are
learning today. The goal is to spend most of those fifteen minutes in mental
silence and in connection with God. We will do this using the following
technique:
- Close your eyes and remind yourself that you want to do this exercise and that
the benefits it will bring are something you truly desire.
- Let thoughts come to your mind. Some will be from the past, others from
problems you want to solve or things you need to do during the day.
- Face each thought by calmly but firmly saying, "This is not the goal I want to
pursue right now, my goal is peace."
- Repeat this until you find yourself in a state of silence and peace.
### Throughout the Day
Throughout the day, observe your mind. You will be looking for thoughts that
tell you that you desire something. It can be a material or immaterial goal. Try
to mentally review whether this goal is pursuing something truly valuable by
applying the four criteria. If you find yourself desiring something that has no
value, say to yourself:
> Today I will not give value to what has none.
Use your phone's timer to remind yourself at least every 20 minutes that today
you will not desire what harms you. Remember this phrase and say it slowly, so
that the words take on meaning in your mind:
> Today I will not harm myself by giving value to what has none.
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